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	<title>Bankrate Mortgage &#187; Mortgage Options</title>
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		<pubDate>Tue, 12 May 2009 19:57:06 +0000</pubDate>
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		<description><![CDATA[The best option opened out to you if your monthly mortgage rate is too high is to settle for a refinance mortgage.  refinance mortgage simply means getting a second loan to settle the first loan. It is of utmost importance to find out the rates before you sign in for a refinance mortgage. Remember your [...]]]></description>
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